The average American spends 20 years in retirement¹

That’s a long time! Make sure you’re ready by saving now for the retirement you’re envisioning.

Waiting to contribute could cost you

What difference could 10 years make? Over $250,000. If at age 25, you started with a $1,000 investment earning 10% annually and contributed $100 a month, you will have earned a total of $415,466 by age 60. If you waited ten years to start saving at age 35, you would only earn $145,846 by your 60th birthday.

Baby Boomers and Millennials contribute the most

According to the 16th Annual Transamerica Retirement Survey conducted by the Transamerica Center for Retirement Studies, Baby Boomers (those born between 1945 and 1964) and Millennials (those born between 1980 and 2000) contribute 8 percent of their annual pay, while Generation X (those born between 1965 and 1980) only contributes 7 percent.²

Prepare to hit the open highway

TransAmerica Center for Retirement Studies and the Global Coalition on Aging found that, despite travel ranking as one of the top dreams for life after retirement, only two in every ten Americans have actually factored this dream into their retirement savings strategy.³ Want to take that trip to Europe? You can! Don’t just dream about it. Make it a part of your retirement goal and be sure your luggage is packed for those golden years.

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